I adopted two Bichon Frise pups in March 2006. While in the vet's office one day, I picked up an ASPCA brochure on pet health insurance. It sounded like a good idea, but I was skeptical that it would be worth the cost. In October 2010 the male Bichon snapped the ACL in his left hind leg and had to have immediate surgery - estimated cost $1100. I saved the itemized bills from the surgery and the follow-up care, went online and printed a claim form, and mailed the package to the insurance company. Within four weeks of mailing the package, I received a check for $654 of the approximate $1100 bill. I suddenly realized that purchasing pet health insurance was the best investment I had made since becoming a pet owner. Not only did it provide peace of mind for me, but it made it financially possible for my pet to receive the best quality of care needed as a result of the accident. I am proud to be an ASPCA customer and to recommend ASPCA Pet Health Insurance to every pet owner who values the health and well being of their pets.