I have had VPI insurance for almost 12 years, cover all three of my labs. I see this as an opportunity to get reimbursed for money I would have spent anyway and for catestrophic coverage, such as cancer (I pay for a cancer rider). I cannot say if this is better than other forms of Pet Insurance, as I have not ever compared policies. My dogs are like my children, so their health is the most important thing to me - VPI has always been good with quick responses to my claims - they even phoned me and suggested I review the health history for one of my labs, who I had not ever submitted a claim on. I did just that and found an exam that was covered, submitted it (a couple of years after it had happend) and got reimbursed. I think that is pretty good customer service!
Age of Pet