I carefully read VPI insurance when I purchased it for my boxer puppy and as I am in the medical field, was able to interpret the languange fairly well. At the time I purchased the insurance there were no breed restrictions listed for any covered conditions. Several weeks prior to my boxer incurring a serious heart condition at 2 years of age, VPI changed the terms of their insurance with NO NOTIFICATION to current customers, and listed multiple breed exclusions. In the new terms (my boxer was diagnosed July 2nd -- the website was changed in late June), they listed my boxer's newly diagnosed heart condition as a 'breed exclusion' and refused to cover ANY treatment costs. I would strongly suggest you look elsewhere for pet insurance, there are better plans out there. This was a VERY frustrating experience and the company would not work with me although I had been a customer for close to 10 years.