After paying over $15000 for my cat's cancer treatment (only to have him die weeks later), I made sure to get VPI's top-of-the-line policy for my other two. Well, one of them recently had acute kidney failure; thank god, I thought, I have insurance! Long story short: another $15,000 out of pocket and only got reimbursed about $2100. Their "Schedule of Benefits" is an absolute JOKE, paying literally a fraction of the usual vet charges (esp in the NY area where I live). VPI is total, shameless, venal rip-off. Am switching all my pets to Embrace ASAP.
Age of Pet