Got a quote and approval several years ago on an older animal. Sent in vet records before approval. Talked w/rep on phone, and he gave me his 'pre-approval' along with a quote, and a request to set up payment. One week later, rep called to tell me that their review committee (read: adjusters) had denied coverage, along with a comment on why would I want to insure an older pet, anyway? Nope, no way.
Age of Pet