I decided to get pet insurance for my dog Daisy because with her being a mixed small breed dog (Yorkie/Maltese), I had heard that small dogs get sick a lot. Well my ASPCA insurance has helped me out tremendously. I have had it for a year and I can't count the amount of times I have filed claims. Daisy had to get spayed as well as getting a small tumor removed from her right paw. She has been in for her annual exams, shots and some unexpected visits as well and ASPCA has covered all of the items. I have been pleased with my experience with them. Customer Service has been super friendly.