Right before we got VPI insurance, Clancey (my 11 year old Maltese) wiped out going around the corner and tore his ACL and had to have an operation. From that point on, my husband knew that we would do anything we could for Clancey and the peace of mind it gives us is worth it completely. I always submit each visit and have been repaid on every one. Just to know that if anything that big ever happens again, it would not be a monetary decision or hardship. Thank you for all your good service, VPI!