i am very happy with vpi pet insurance. i have a 4 yr old german shepherd named jack and a 4 yr old cat named sneekers. one of the great things i like about our coverage is the dental. around here every february is dental month at the vets office. if i take them in february, they get a discount. they are able to get their teeth cleaned and polished and vpi covers it and i get remibursed. jack has to know everything that is going on around him. he is very nibby. so far it has not been anything major, but just in case he is covered. sneekers got into a fight with another cat. somehow she managed to "sneek" outside. a couple of days later she had a huge bump on her back. i took her to the vet and they found that it had probably been caused by another cat and it was infected. she was taken care of and again vpi paid what they said they would and i got reimbursed. every month for ten months i get reimbursed for their flea and tick meds too. i am satisified.