I purchased the insurance when our dog Hummer was a puppy. Our vet advised that the insurance is mostly good for catastrophic events, not so much the day to day stuff. I would recommend pet owners to buy the insurance but not to be too disappointed with coverage. It's there when you need it. That has been the case with our pet. Hummer ate a sock as a baby and needed emergency surgery. VPI paid for almost half. Hummer's pretty healthy but the coverage has been good for his minor surgeries as well.
Age of Pet