TruPanion has been awesome. I didn't know anything about Pet insurance 10 years ago (until we lost a beautiful friend & family member, our Dog, MollyB, whom we lost to bloat) It was an very expensive bill trying to save her. That's how we found out about Pet insurance and when we got our new puppy in November 2010 I decided we would never again be without insurance for her. Hospitalization and Medical expenses can really tap your savings so don't think twice about Pet insurance and definately check out TruPanion. They are worth every penny.