The rate increase is 30% over previous rates. Not! August 25, 2008 Policy Number VIXXXXX Customer 604-XXXX Vancouver, British Columbia Dear Milo, Over the past nine years, Vetinsurance has stood behind its simple, fair and affordable pet health insurance. As part of our ongoing efforts to ensure we continue to offer you the best possible coverage, we are pleased to provide you with an enhanced policy which allows us to cover more claims and takes into consideration the changes in veterinary medical procedures and the cost of living. These changes will be effective October 1, 2008 . New to claim handling, we will be covering all of your veterinarian's hospital boarding fees. For the life of your pet, you have $20,000 for diagnostic tests, medications and surgeries including coverage for hereditary or congenital conditions as long as no clinical symptoms were present pre-policy. We continue to pay 90% of your veterinary medical costs without caps or restrictive fee guides. On a go forward basis, your premiums will become more specific to the veterinary costs associated with your pet's breed and your local geographic area. As in the past, we will not increase your pet's premium due to aging or claims history. We do not penalize responsible pet owners for having unlucky pets. Mojo's new monthly premium will be $48.00 For those who are wanting to reduce their monthly premium, Vetinsurance is introducing a per condition deductible option. Here is how a deductible will reduce your monthly premium: A $100 deductible will reduce your monthly premium to $42.00 A $250 deductible will reduce your monthly premium to $36.00 A $500 deductible will reduce your monthly premium to $29.00 A $1000 deductible will reduce your monthly premium to $16.00 Enclosed is an updated copy of your policy wording that details your coverage. To add the deductible option to your policy, simply indicate which deductible amount you want added and reply to this email. If added, your deductible will be effective on the following month when the premium is due. Our passion is to ensure that your veterinarian is able to provide the best care for Henry. Sincerely, Darryl Rawlings CEO Vetinsurance.com 1-800-930-1019 Encl.
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