I can't express how good it feels to know that my 2 doggies are insured thru VPI! they help ME provide BEST CARE for my pups- Daisy and Hope never have to worry that they will get less than stellar medical care - because I don't have to foot the bill on my own. Also i pay my premium of $1 a day thru paycheck deduction and dont even have to think about it. I have had friends put dogs to sleep over illness or injury costing too much - that thought just breaks my heart!! Everyone i know I tell about VPI! Just get the coverage right away, and know you've done all you can to ensure a long happy healthy life for your pets!