ehhhhhh....It's OK, but not great.

Out of 10

I have had this insurance for several years and used it recently for the 1st time for one of my cats. I will say that you really need to understand all of the fine print. I was reimbursed a portion but not all minus the $100 deductible. It was decided that my vet charged more than what they thought was a reasonable amount and just did not pay some of the costs. I must admit that I thought my policy paid 100% after the deductible, but when I went back and read it, it is an 80/20 split. However, I think it is wrong to not reimburse the full 80% the vet charged. I have no control over how much the hospital charges. Basically, if you add up what you pay in premiums over time, you are simply putting your pet's health expenses on a monthly payment plan and paying in advance. And more than likely you will end up paying more out of pocket all together. There are way too many limits and exclusions.

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Claim Amount
$500 - $1000

Himalayan Seal Point

Age of Pet
1 - 8

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