I have had Pet Plan for my dogs since I adopted them. I have a 15 yer old border collie mix that has been healthy. She did have 2 ACL repairs in the past. But lately her only medical issue is arthritis. Last year I only filed claims for $600 for medication, so she has not been an expensive dog for Pet Plan. My premiums for her were just under $200/month. She just turned 15 years old. My premium has jumped to $413!! It has more than doubled. Pet Plan explained it was totally due to her age and the fact that other 15 y/o dogs cost the company in pay outs. Again, Pet Plan only payed out $600 worth of claims last year and she is well cared for and otherwise healthy for her age. I am stunned and disappointed that PetPlan felt it was appropriate and indicated that my premium be DOUBLED!! So be aware that when your dog turns 15, your premiums will sky rocket!!