I chose Healthy Paws Pet Insurance on the recommendation of a friend. I have never had pet insurance on any of my pets but decided to do so when we rescued a beagle mix puppy. Recently our pup became very ill very quickly and we were sent to an animal hospital for a neurological consult. Our puppy was very ill and required an MRI, spinal tap, and blood tests to determine the problem. Not having ever used pet insurance I expected that most of the bills would not be covered and I would have to cover most of the bills myself. To my relief Healthy Paws covered their portion with absolutely no hassle at all and very quickly!! I would recommend anyone to this company and will refer everyone I know to this company. I highly recommend them!