My husband and I repeatedly say this is one of the best decisions we ever made. We read an article about the benefits of pet insurance. We did our research and Trupanion got fantastic reviews. I was skeptical about the per-condition deduction structure since I thought we’d never reach the deductible, especially since our dogs were already considered senior by the time we started, but it nearly immediately paid dividends. Our dog had an injury that without Trupanion would likely have been life ending. The preapproval and reimbursement processes could not have been simpler or faster. Much to our horror, he re-injured himself less than a year later and the amount we had to pay out of pocket was less than a normal routine vet visit. I cannot tell you the weight that was lifted off our shoulders when money wasn’t even a factor in the decision about his care. Not only is Trupanion’s claim process incredibly easy, they are incredibly compassionate and invested. We got a personal email about our dog and really felt we had a team behind us, rooting for our dog’s recovery! Thank you, Trupanion! We tell everyone we know with pets that they MUST get Trupanion, no matter the age. If your pet is older when you start, you may have preexisting conditions that won’t be covered, but when those big injuries or illnesses come up, it will pay for itself immediately.