Our baby got hit by a car about 3 weeks ago, we always had our puppies insured by Healthy Paws , but you hope to never have to use it, well, this accident was pretty hard on all of us, specially him of course, mentally and emotionally we all got affected and the least you want to worry is medical expenses, he had to stay 11 day at the hospital , a heart surgery, pace maker and very expensive heart medications, healthy paws paid 90% of all this treatment which was over $11k and will continue on, they were AMAZING!!!!! I recommend them to everyone.