I have 2 pups insured with Healthy Paws and it is absolutely, without a doubt the best insurance out there. I had a different insurance in the beginning that said they covered all these conditions, but 1) submitting a claim was an act of congress, 2) they put an annual maximum on all these conditions that is usually ridiculously low and 3) they have a total annual maximum and a lifetime maximum for the policy.
Healthy paws say they cover EVERYTHING except vaccines, exams, preexisting conditions and hip dysplasia if diagnosed within the first year of the policy and so far....they have done just that! Not only did they put my check in the mail within 1 week but they do a follow up email to check on my pup after surgery. At first I deleted the email, thinking it was just a generic automatically generated one, but a few days later, I received another one with different wording and it was an actual healthy paws person taking the time out to write a personal "get well" email to my pup and to check in.
LOVE, LOVE, LOVE!!!
Bernese Mountain Dog