My elderly dog was ill one night, so I took him to the vet's office the very next day. The vet recommended a thorough screening to rule out any serious illness. The bill was over $500. How much will I be reimbursed? NOTHING! I pay about $90 a month for this insurance, because I thought that it would give me peace of mind for situations like this. They even advertise that they assist with costs for illness. How misleading! Boy was I wrong! I am so upset and disappointed.