VPI used outdated info on how much vet's charge. They only reimbursed me $1400 for my dog's $6000 cancer surgery and testing. Repeated phone calls to them were not satisfactory and no one could explain why their benefits schedule in not current. I'm about to drop $700 for eye problems and VPI will only give me 90% of $110. This is a Rip Off. I would have come out ahead had I put the premiums aside in a savings account. Oh, and VPI has raised my rates each year! Do not use them unless you plan to never claim surgeries or cancer treatments, and I have the cancer rider on these policies.
Age of Pet