We have used Petshealth care for our other pets and for our dog Misty, a Chihuahua mix. Misty is about 17 months old and she has used the insurance for a couple of small claims and one large claim of $1,200. We received a fair amount after the 80%. We have collected more than we have paid in since getting the insurance in July,20l0. It was a good decision to purchase this insurance.