I have had VPI insurance for my boxer's (3 of them now) for over 10 years. Overall, I have been quite pleased. One dog had 2 knee reconstructions and major lung surgery for cancer, and the reimbursements were pretty good. For my 2 current boxers, I went with the premium policy with the additional cancer rider (about $100 per year additional), and the coverage has been GREAT. You get what you pay for. Without the premium policy and cancer rider, I would have gotten far less in reimbursements. I've submitted close to $2000 in claims for a mast cell tumor for one of my present dogs, and have gotten over 90% of it back. Well worth it.
Age of Pet