exactly 2 weeks ago my 1 year old Papillon, Rusty jumped out of my arms and landed just wrong and broke his leg. We rushed him to the vet and he had surgery the next morning to put a pin in to the leg to stabilize it. His bones are so tiny that it would not have healed properly without it. The vets bills totalled over $1500 and although we would have paid anything to get him taken care of and happy again we are retired so it would not have been easy. I just received email from the Insurance Company that my check minus my deductible was in the mail. I will have the money in plenty of time to pay my credit card bill. Rusty will never be without his Petplan policy!