Was hesitant about getting insurance for my dog. Have never needed in the past and figured what the hell. What made my select these guys is the pay out with no limits. I got to put it to the test 8 months in when my pup ate two large socks and had a minor obstruction. $3500 later I get a check for 90% -$500 deductible.
Currently I am using the insurance monthly due to allergies my golden has. Everything from his bathing supplies and medication and shots are all covered.
I would not hesitate getting insurance again has saved me a boat load.