Have brothers from the same litter. After going through an expensive illness with another dog, I researched pet insurance and decided to go with Embrace. So thankful as one boy developed irritable bowel syndrome combined with pancreatitis. Very expensive to test and treat. It's been almost a year of treatment and we are still having to swap medications and doses. I understand he will always have this problem. I am very glad I had them covered with Embrace. Great to deal with, happy with claim handling. Thank you Embrace.