I have never had pet insurance before. It was something I felt we needed when we purchased our first French Bulldog. Charlie had never been sick before, but I felt it was a good investment. Charlie had to have surgery just before he turned two years old to help him with breathing and sinus issues. I cannot say how much Nationwide has meant to our family during that time. I'm so very pleased with their service and the ease of filling claims. I have sung Nationwide's praises, and I will continue to give recommendations to family, friends, and co-workers! We thank you and Charlie thanks you for everything, Nationwide!