My dog had a bowel obstruction and required surgery. Overall the bills were a little over $10,000 with 2 ER visits, a regular vet appointment and the surgery. With insurance I ended up paying a bit over $1,000 which was doable compared to the actual bill. It is very convenient to file claims and the claims get processed very fast. This all makes it so you can focus on caring for your pet. Thank you healthy paws.