My Labrador is 13 years old and I have had Trupanion for over 10 years. I initially got insurance because I never wanted to make a decision about my dog's health based on whether I could afford treatment. I was worried about cancer and other bigger illnesses. My dog also is an agility dog. I decided to get full coverage knowing that if something happened and she had an injury, we could treat it and return to our active lifestyle. Over the years Trupanion has helped me with numerous illnesses. If I had to pay out of pocket, the financial strain would have been enormous. They were and are there for me. My Daisy Mae is 13 and with Trupanion's help in her daily management of age related medical issues, she still alert, mobile and engaged in life. She enjoys an awesome quality of life thanks to Trupanion's care. I enjoy my time with her not stressing over medical expenses.