PetSecure has been awesome to deal with. They are very personable and helpful in giving a quote, setting up a policy, and answering questions you may have. This was my first time getting pet insurance for my cat and I'm very glad I did. The vet submits your claims so that is very easy they just need your signature, you get an email when a claim has been received and it is quickly processed and direct deposited in your account. You can access your client portal anytime for information regarding claims or anything else. The premiums are great and set up as pre-authorized debits so they come out of your account each month. Unfortunately, I recently lost my service feline Mitzy traumatically and they were so quick in cancelling my policy so that I got a refund on that months premium and her final claims were processed quickly so I had the money in my account very quickly. I got a sympathy letter explaining they cancelled my policy and then a card from them. The card was absolutely beautiful and in memory of my Mitzy they will make donation to an animal charity in Canada. They make an annual donation at the end of the year for any pets that have passed away that year who were their clients. I think that is amazing. I would definitely recommend them!!!