Our little girl had many medical issues these past 2 years. Spot was able to cover our claims very quickly. The biggest hurdle we thought we would face was when we moved 3 times in 1 year due to my husband's job. Trying to locate a licensed vet that was covered by Spot was much easier than we anticipated. We were able to give her specialty care these last two years and her doctors were able to improve her quality of life. - Shelly S.