I have a 6 year old frenchie whose had several serious health issues since the age of 1. Without healthy paws, I’d be several thousands of dollars in debt trying to treat my baby. My annual deductible is almost always met within one vet visit, and I get reimbursed a majority of what I pay out after that. Their app is easy and quick to use when filing and checking on claims, and reimbursement comes within a reasonable amount of time. I highly recommend this pet insurance company!