Our dog’s CCL went so she was on 3 legs. Tests and surgery and meds cost a LOT! Close to $5,000. I remembered I had bought pet insurance, but honestly did not expect very much. I had to look up what I had bought in 2016, Healthy Paws Pet Insurance. Their rep explained what was necessary to file a claim, their website easy to use and they kept me apprised to the progress of my claim via emails. The check came pretty quick but what was astounding was the amount. I did the math and Healthy Paws paid out more than I had put in. Who does that? Healthy Paws proved to me why they are #1. They were there when I needed them. I am loyal customer now.