I am very grateful for your insurance. Bella has been relatively healthy, but now a senior, she has developed arthritic problems and now cushings disease. It is very hard as a pet owner, to see your pet having severe issues. I have a wonderful vet who is very thorough, and is able to find out what the difficulties are for Bella. Luckily, I also have a very helpful and competent insurance company that deals with the costs quickly and in a supportive manner. My last dog passed away at 15 last year and cost me $24,000, as he had numerous health issues! Very grateful that you have my back with Bella.