My dog is only 3 years old. Thankfully he’s had insurance since he was months old. That’s why it was super easy and convenient to get his almost 4K surgery for MPL subluxation covered. While they don’t cover the exam fee, I feel reassured that the procedures no matter how pricey cane be done with the best doctors. They were also super sweet and contacted me after to see how he was doing. I feel reassured knowing he will be protected for his hopefully long life with me.