My company had an option for pet insurance and I decided to look into the reviews of Nationwide pet insurance. I was impressed with their reviews and how their coverage worked. In the past, and not thru my company insurance, it seemed like most companies covered pets until they got older. That's the easy way out for any company. They take your money because they take the least amount of risks. Nationwide has been wonderful. My vet found a lump on my dogs leg and if I had not had insurance i don't think i would have been able to afford to have it removed. My sweet baby girl is doing good and every day with her is a blessing. I would recommend Nationwide to everyone - family, friends and strangers - Much love and appreciation to this company and it's employees.