I love the ease of setting up the customized plan I wanted! I was able to choose my deductible $100 my reimbursement of 90% and my Unlimited annual amout. To top it all off they accept CareCredit as a form of setting up monthly payments! This was just what I needed for my newly adopted kitty. It's great to say that Kakashi went from foster child to adopted and he needed his own preventive/accident health insurance. The low price of $55 a month can't be beat!