Stay away from Trupanion, I have 2 dog and a cat. I told them multiple times that I want all my payment at the same date, I mean SAME date, but they decided to charge me three different date during the month. They charge me over $80 per month and told me my cats emergency vet visit is not cover at all, and none of those count for the deductible!! I submit all my pets claims form, but none of those count as the deductible at all!!! After I canceled the policy with them, they still keep charging my card for it. DONT WASTE YOUR MONEY IN THIS COMPANY, IT IS NOT WORTH YOUR TIME, ENERGY, AND MONEY!!!!