Pet Assure is perfect for me and my kitty and bunny. It gives me exactly what I am looking for and what regular pet insurance does not cover. Right on the website it says it gives a 25% discount at participating Vets and allows you to look up your local vets in the nearby area. With that said of course you cannot submit a claim because this is a discount card more than anything else. It comes in helpful if your insurance doesn't cover exams or the like. And it's a good card to receive a discount on your pet's medication should they need it. Just have to read thoroughly before clicking to sign up.