My healthy high energy husky had a previously undetected heart murmur that was found when I took her to the vet to have her spaded.. She was in early heart failure due to a PDA, Patent Ductus Arterious and was given a poor prognosis of 6 months to live unless the hole in her blood vessels was patched. She was put on 3 medications twice a day and her vet advised us to have surgery to repair the hole. I could not believe it as this dog had boundless energy and now we had to limit her activity to minimum walking. Fortunately I had Healthy Paws pet insurance because I work in the medical field and I know how expensive medical costs are.
Healthy Paws pays 80% and I get reimbursed within a week after I send the vet's bills and medical records..