I have had pet insurance before and have been frustrated and disappointed.
We got pets best insurance when we got our new puppy. I chose the 90% coverage w/$250 deductible with no lifetime cap and also included some preventative medication.
Unfortunately, I've had to file 2 large claims! One for intestinal blockage. He ate a piece of a toy.
The second claim was for a very serious dog bite that nearlu killed him. The vet bill was over $10,000.00.
The company was recently acquired so I was concerned they would find a way to decline my claim. They paid it! (they took a bit longer than the first claim but there were a lot of charges and records to review.)
What a relief! We are still working on rehabilitation but knowing pets best took care of us really is a big relief!
We will be getting a new puppy next week and I will, immediately add him to our policy!!!
I have referred pets best to many of my friends.