I insured both of my dogs, a 6 year old Rottweiler and a 5 year old GSDX, in October of 2016. I was considering not renewing in 2017 as I hadn't had any claims until the "incident". I came home from work on a Friday afternoon and the Rott was gimpy in her rear legs. At that point not an emergency. Within 48 hours she was paralyzed in the back end. She spent 3 days at the emergency hospital undergoing labs, X-rays, MRI and PT. The bill was huge. I was able to provide her all the expert care she required because I had insured her. She still receives acupuncture and laser therapy as well as Rx for that injury and all expenses are still covered. I couldn't have afforded her treatment without going bankrupt without Embrace.