I received the original pet insurance policy free for a month when I adopted Baldr over 4 years ago. He was diagnosed with severe allergies during that time.
I have found that it is extremely beneficial for me to maintain it. He is accident prone and has a chronic allergy issue. The insurance helps to offset the costs. I really appreciate the new online submission system. The paper forms would get lost. They require me to go into the vet for an exam in order to fill prescriptions. The timeline for their turn around has been cut down significantly. It used to take up to six months to receive reimbursement. Now it only takes between two to six weeks. The staff are friendly when I have to call. I appreciate the ability to check on my submission online.