I’m so glad we had insurance for Halo! We visited the vet for our routine visit and they discovered tumors that we didn’t know he had and told us they needed to be removed and the surgery required a specialist. Since Halo is a senior Cavalier, he also needed a cardiologist check to be sure he could handle the anesthesia. It was an enormous relief to have coverage for him since this was so unexpected and, frankly, expensive that we may have had to delay his care. Embrace was a pleasure to deal with and worked on our behalf quickly and efficiently. Can’t say thanks enough, and Halo is 100% on the mend.