Hands down the best! Never any issues with a claim. We have been with Healthy Paws since we got our dog over 5 years ago and it was the best decision we have ever made. Our dog has always been healthy with small issues like worms (yuck), ear infections, and cysts. This month however we had a really scary issue where our poor dog had a stomach blockage and had to be hospitalized for two nights with a feeding tube, catheter, and IV. The entire time he was in the hospital we said thank goodness for Healthy Paws! We were able to focus on getting our dog back to health instead of on the bills that were mounting to thousands of dollars. Healthy Paws customer service truly cares about the pets, and follows up to see how my dog is doing with a personalized note. Now our dog Lu is back to health!