Our problem is teeth. Denny is a rescue dog and refuses to allow us to brush his teeth. We use all the other aides. None the less, his teeth go bad from gum disease. When I take him in I am always afraid the he will lose a tooth.
Since I got Trupanion, this is no longer a fear. They will cover extractions. The paperwork is done through my vet's office and applied directly to my bill.
Result is a healthy dog with minimum of fuss.