We adopted Zoey nearly 2 years ago and immediately purchased Nationwide Pet Insurance for her. I was skeptical about pet insurance, but had no idea what her background was or how healthy she might be, so I felt much more at ease having a policy for her. She had a few existing conditions that will never be covered...understandable...but for every other health, allergy or behavior issue that has arisen, Nationwide has paid out as promised. Their service pays out exactly as advertised and has allowed us to give her the best care available. We are grateful that it has helped us turn an abandoned, frightened dog into a beautiful, happy family member!