After being insured for only a couple of weeks, my little diva of a Pekingese, Oda-Mae Brown, had to test her insurance. She could not keep any food down. Tests revealed an intestinal blockage. Luckily, she did not require surgery, but the bills were substantial! I was thrilled at how quickly the claim was processed and how quickly payment was received. Thank you, thank you, thank you, from me and Oda-Mae!