Before there was pet insurance, I had a diabetic cat. She was diabetic at age 4 and lived until almost 16, and I spent a fortune on her. Now I understand that pets can get chronic diseases, and with ASPCA pet insurance I can take my cats to the vet whenever I need to without worrying about going broke. The reimbursement is fair, the claims are easy to submit, and the claim checks arrive quickly. Also, customer service is very nice and very helpful.