We have been carriers of pet plan for several years now. We have submitted thousands of dollars in claims over the years and have had every one paid as expected. From two spinal surgeries, seizures, gall bladder disease, periodontal disease, IBD, bladder stones and UTI all have been covered. Our dogs will never be without Petplan. They have been there for us and we are grateful. My friends always joke that our dogs have better healthcare insurance than people on Obamacare.