My baby Otis is 5 years old, due to the breed we knew immediately we would want pet insurance - we found Pet Plan and put him on as a puppy. Thank god we did, he had an issue with his leg as a young dog, many allergy issues and as of late he has been diagnosed with dilated cardiomyopathy which he will not recover from and will need daily medication to keep him comfortable. AGAIN, thank god for Pet Plan - at our worst moments we have piece of mind that atleast financially we can get him the best care possible. I tell everyone, RUN, DONT WALK and get insurance today. No breed is excluded from health issues, let your animals have the best possible care you can.